Mark LaFavre

Founder


Mark began his insurance career with John Hancock

Where he was certified as CLU, LUTC, & Health, Wealth Certified.

He became a member of the Million Dollar Round Table and was

promoted to Regional Manager in one year. In 1998 Mark founded

Universal Benefit Plans, and later, UBP Insurance Inc., licensed

in 46 states with over 600 agents nationwide.  UBP has produced and managed over $600 million in insurance premium.


Mark is also an innovator in the industry, known for creating and manufacturing creative supplemental insurance products that complement health insurance. He still enjoys working with insurance professionals, supporting the growth and development building agencies. 


Mark lives in Dallas, Texas with his wife Rebecca. 


mlafavre@ubpinsurance.com

(972) 679-4443

Mike Shiomos

Founding Partner

Michael (Mike) Shiomos has over 30 years of sales leadership and marketing experience including President, VP of Sales and NMD with various marketing and insurance companies. 
  • Read More

    Mike’s career in the wonderful world of insurance began in 1987 as a multi-line agent with Prudential in Cherry Hill, NJ. Soon after onboarding, he consulted with small business owners and identified endless opportunities to collaborate with them on how to save money and offer a more comprehensive benefits package. Consequently, he gained significant experience for many years in the health, life and supplemental insurance arena and his award-winning growth and leadership continues. Over the years Mike has become an experienced sales person and sales leader for various companies. Mike’s background consists of health, life, supplemental insurance both on the marketing and carrier side. Along the way growing sales, expanding distribution while increasing profitability. Mike has held various leadership roles including President of AHCP, EVP with Design Benefit Plans, NMD with US Health Group and SVP for Marsh/Mercer. He also ran sales practices for supplemental carriers such as Colonial and Aflac, which will bring tremendous experience and future vision to UBP. Mike lives in New Jersey with his wife of 30 years Denise and their son Michael.


    mshiomos@ubpinsurance.com

    856-630-6302

Rebecca S LaFavre

Chief Operating Officer
Rebecca S LaFavre is the COO of UBP Insurance, responsible for Contracting, Operations, Finance and Marketing. Prior to joining UBP, Rebecca spent 30 years in banking. Her varied background as a Bank Executive included responsibilities for Bank Manager, Marketing, Finance, and Project Management. This vast expertise provided the perfect foundation for what she doing now.  
  • Read More

    Passionate about UBP Insurance and its possibilities, Rebecca provides extensive support services that helps UBP, agents and clients to thrive.


    Rebecca enjoys tennis and volunteer work, and resides in Dallas, TX.

Liz Miller

Managing General Agent & Agent Resources

Liz began her own entrepreneurial journey at her father's insurance agency in 2002. Her strong desire to help clients navigate insurance options led her to make a bold decision--she started her own agency, where she could use her knowledge and perspective to simplify the sometimes-painful process of shopping for health insurance.

  • Read More

    Liz's mission is to create transparency in the healthcare industry. "We want to facilitate services that contradict a business-centered model of health care, and provide clients with quality, affordable options that are focused solely on their specific needs", she says.


    Liz Miller Agency stands out from other market players, Liz explains, because it is equipped with advanced and innovative technological resources. Liz strives to eliminate middle men by forming direct relationships with clients, thus delivering a seamless and reliable customer experience.

Dino Miliucci

Distribution Manager - Senior Division
I obtained his first Insurance license in New Jersey over 10 years ago. Starting out in Employee Benefits during a downturn in the economy proved to be quite a challenging introduction to the business. Most of my contemporaries quickly left the business while I persisted and found great interest in the Senior Market.
  • Read More

    With an Education in Marketing and a life in Agriculture, my wife Diane and I have had farms where we raised and trained horses for nearly 30 years. I is as comfortable meeting with clients as he is sitting behind a horse. We currently reside in beautiful a Alachua , Florida, with several Horses and a myriad of other Dogs, Cats and creatures. 


    I quickly realized that assisting Seniors with important and complex decisions was my purpose.


    My expertise has brought comfort to thousands of individuals by assisting with matters most Insurance professionals do not understand. Social Security extra help, State Prescription assistance programs, Prescription savings assistance, third party private medical and prescription assistance are just a few of the things I have in depth knowledge. Helping vulnerable individuals receive Health Care services is my main goal.


    Being interested in Excellent Senior health and care has caused me to assist numerous individuals to enter the Insurance Senior Market.


    My expertise in local Community Marketing and Educational events has made it possible for me to share this important facet of the Insurance business, so others can properly and with Integrity , provide correct and excellent advice so Seniors have access to all the Benefits they are entitled to.



    Partnering with UBP will allow me to share these Ethical concepts so we can become leaders in our Communities across the Country.


    My vision is to be a good member of the Community, assist and give piece of mind to our Seniors and occasionally install or move a heavy appliance for a Customer in need.

April Palmer — Plano, TX — UBP Insurance

April Palmer
Managing General Agent - Group Specialist

April was born, raised, and resides in Fort Worth, Texas.  She is an independent health insurance broker with a passion for helping consumers navigate their healthcare choices.  April is also a sales manager with UBP Insurance, a Dallas based marketing group, where she manages a team of sales professionals across 27 states. 

  • Read More

    She began her career in life insurance as a financial representitive, where she connected with business through "lunch and learn" presentations.  It was during that time that she recognized a pressing need in the community:  many individuals were uninsured or underinsured when it came to health insurance.  This insight sparked her journey into the world of health insurance, motivating her to allign with solutions that truly benefit peoples lives.  


    Driven by a commitment to improve the well-being of others, she is dedicated to empowering clients to make informed healthcare  decisions.  Her passion for changing lives for the better continues to inspire her to go to work every single day.   

Rebecca S LaFavre

Chief Operating Officer
Rebecca S LaFavre is the COO of UBP Insurance, responsible for Contracting, Operations, Finance and Marketing. Prior to joining UBP, Rebecca spent 30 years in banking. Her varied background as a Bank Executive included responsibilities for Bank Manager, Marketing, Finance, and Project Management. This vast expertise provided the perfect foundation for what she doing now.  
  • Read More

    Passionate about UBP Insurance and its possibilities, Rebecca provides extensive support services that helps UBP, agents and clients to thrive.


    Rebecca enjoys tennis and volunteer work, and resides in Dallas, TX.

Liz Miller

Managing General Agent & Agent Resources

Liz began her own entrepreneurial journey at her father's insurance agency in 2002. Her strong desire to help clients navigate insurance options led her to make a bold decision--she started her own agency, where she could use her knowledge and perspective to simplify the sometimes-painful process of shopping for health insurance.

  • Read More

    Liz's mission is to create transparency in the healthcare industry. "We want to facilitate services that contradict a business-centered model of health care, and provide clients with quality, affordable options that are focused solely on their specific needs", she says.


    Liz Miller Agency stands out from other market players, Liz explains, because it is equipped with advanced and innovative technological resources. Liz strives to eliminate middle men by forming direct relationships with clients, thus delivering a seamless and reliable customer experience.

Dino Miliucci

Distribution Manager - Senior Division
I obtained his first Insurance license in New Jersey over 10 years ago. Starting out in Employee Benefits during a downturn in the economy proved to be quite a challenging introduction to the business. Most of my contemporaries quickly left the business while I persisted and found great interest in the Senior Market.
  • Read More

    With an Education in Marketing and a life in Agriculture, my wife Diane and I have had farms where we raised and trained horses for nearly 30 years. I is as comfortable meeting with clients as he is sitting behind a horse. We currently reside in beautiful a Alachua , Florida, with several Horses and a myriad of other Dogs, Cats and creatures. 


    I quickly realized that assisting Seniors with important and complex decisions was my purpose.


    My expertise has brought comfort to thousands of individuals by assisting with matters most Insurance professionals do not understand. Social Security extra help, State Prescription assistance programs, Prescription savings assistance, third party private medical and prescription assistance are just a few of the things I have in depth knowledge. Helping vulnerable individuals receive Health Care services is my main goal.


    Being interested in Excellent Senior health and care has caused me to assist numerous individuals to enter the Insurance Senior Market.


    My expertise in local Community Marketing and Educational events has made it possible for me to share this important facet of the Insurance business, so others can properly and with Integrity , provide correct and excellent advice so Seniors have access to all the Benefits they are entitled to.



    Partnering with UBP will allow me to share these Ethical concepts so we can become leaders in our Communities across the Country.


    My vision is to be a good member of the Community, assist and give piece of mind to our Seniors and occasionally install or move a heavy appliance for a Customer in need.

April Palmer — Plano, TX — UBP Insurance

April Palmer
Managing General Agent - Group Specialist

April was born, raised, and resides in Fort Worth, Texas. She is an independent health insurance broker with a passion for helping consumers navigate their healthcare choices. April is also a sales manager with UBP Insurance, a Dallas based marketing group, where she manages a team of sales professionals across 27 states. 

  • Read More

    She began her career in life insurance as a financial representitive, where she connected with business through "lunch and learn" presentations.  It was during that time that she recognized a pressing need in the community:  many individuals were uninsured or underinsured when it came to health insurance.  This insight sparked her journey into the world of health insurance, motivating her to allign with solutions that truly benefit peoples lives.  


    Driven by a commitment to improve the well-being of others, she is dedicated to empowering clients to make informed healthcare  decisions.  Her passion for changing lives for the better continues to inspire her to go to work every single day.